For contractors, performers & freelancers
You worked the room. You shouldn't have to chase the money.
Contract bartender, booked performer, DJ, dealer, stylist, sole proprietor working someone else's floor — your own code, your own bank account, and a 1099-NEC in January built from what actually cleared.
Why not just use a payment app?
Because a payment app doesn't do January
A peer-to-peer app moves money fine. It also leaves you reconstructing a year of income from a transaction feed, with no statement anyone will accept, and a venue that can't put you on their books without paperwork you have to chase.
Tip Tip Hooray! processes tips as business payments. That single difference is what produces a 1099-NEC, a clean payout history, and a venue that can pay you without a conversation about it.
See what you get at year endYour Thursday residency
- Tips received
- 31
- Gross
- $286.00
- Guests who covered fees
- 24 of 31
- Fees you absorbed
- $1.68
- Yours
- $284.32
- ACH-eligible
- Tuesday
Illustrative. Most guests, asked once with the box unticked, cover the fee — so most of what you see is what you keep.
What you actually get
Yours, not the venue's
A code that travels with you
On a lanyard card, a tip jar, a poster by the stage, or a link in a program. It's yours across every room you work — not issued by one venue and dead at the next.
Straight to your account
ACH to the bank account you link, after the same two-business-day settlement window everyone else waits. No envelope, no "catch me next week".
A 1099-NEC that writes itself
Built in January from payouts that actually cleared, with the year's total and your document available whether or not you clear the reporting threshold.
Card or account, if you want one
Rather not wait for ACH? Financial services including a Visa payment card and an FDIC-insured account are available so tips are spendable sooner.
Your own numbers
Last seven days, last thirty, average tip, what's still owed. Your figures only — no manager standing between you and your own history.
Pools you can verify
Working a pooled room? You see every close, your share, and the weight it was calculated from. You never have to take anyone's word for the split.
Form 1099-NEC · 2025
- Recipient
- D. Boateng
- TIN on file
- •••• 4417
- Payouts in year
- 46
- Nonemployee compensation
- $18,240.75
- Status
- Ready
Illustrative. Your document is generated from cleared payouts, not from estimates, and is downloadable through a short-lived signed link — never a public URL.
Year end
The paperwork part, handled
Sign a W-9 once when you join. That's the whole ask — and it's a real prerequisite, not a formality: a contractor payout is blocked until it's on file, because paying you first would leave the year's reporting impossible to fix.
- Generated from what cleared Not from what was promised, pledged, or refunded later.
- Available below the threshold too Under $600 there's no filing requirement, but you still get your number.
- Corrections are separate documents A filed form is never silently rewritten.
- Only the last four digits are ever shown Your TIN is encrypted at rest and never rendered in full.
We generate and deliver the form; we don't give tax advice. What you owe on it is between you and your accountant.
Straight answers
What pros ask
Do I need a venue to sign me up?
No. If you're a sole proprietor working your own room — a busker, a mobile stylist, a booked act with your own following — you can be your own payee with your own code. If a venue does add you, your record links to theirs rather than being owned by it.
What if I work at five different places?
That's the normal case here, not an edge case. Each venue is a separate membership with its own roles and its own pools, and you switch between them. Your bank account and your tax documents belong to you across all of them.
When exactly do I get paid?
A tip rests a rolling two-business-day settlement window, then joins the next payout run on the venue's schedule — daily, weekly, or biweekly. Your dashboard shows the unpaid balance and which run it's in, so there's no guessing.
Do the guests see my full name?
Only what you choose. Set a display name — a first name and initial, or a stage name — and that's what appears. Your legal name exists for the 1099 and goes nowhere near a tip screen.
What if my bank account changes?
Link the new one and it becomes your destination. If a payout ever returns because an account closed, the system flags it for a new account rather than retrying into more return fees, and tells you what's still owed.
Can a venue see my bank details?
They can see that a verified account exists and its last four digits, for support. They cannot see the number, cannot change it, and cannot link one on your behalf — linking is a self-service permission that stays with you.
Get your code. Work your room. Get paid.
Sign in with your email — no password. Add your bank account and your W-9, and your code is ready before your next set.